AFM is affordable, NZ-built accounting and business management software. Invoicing, expenses, payroll, customers, and tax tips — all under one roof, for a low monthly fee.
No credit card required
Simple, honest pricing
Everything included. No per-user fees, no hidden add-ons, no locked features. One flat rate for the full platform.
GST not included. Cancel any time.
From your first invoice to your end-of-year accounts — AFM has you covered.
Create and send branded GST invoices in seconds. Automatic numbering, due dates, and payment references.
Capture bills, scan receipts with AI, and categorise expenses. Know exactly where your money is going.
Set up automatic invoices for regular clients. Weekly, fortnightly, monthly or quarterly — it just runs.
Keep all your contacts in one place with full history, payment references, and NZBN support.
Run payroll with automatic PAYE, KiwiSaver, and ACC calculations. Generate payslips and export bank payment files.
At-a-glance dashboard showing revenue, expenses, outstanding invoices, and cash position.
Built-in IRD guides for home office, vehicle, and phone deductions — with live calculators.
Upload your bank CSV and automatically match transactions to invoices. One-click mark as paid.
Real reasons, not marketing fluff.
Stop juggling spreadsheets. Everything lives in one place — invoices, expenses, payroll, contacts.
GST-ready, IRD-compliant payroll (PAYE, KiwiSaver, ACC), NZ bank formats, and local tax rules baked in.
Scan receipts, generate invoice line items, get smart suggestions — all powered by AI so you can focus on your business.
Fully responsive — use it on your phone at a job site, your tablet at a client meeting, or your desk at home.
Whether you're a tradie, a consultant, a retailer, or running a service business — if you send invoices, pay staff, and want to stay on top of your finances without an accounting degree, AFM is for you.
Straight answers, no runaround.
Start your free trial today. No credit card, no commitment — just better bookkeeping.
Then just $15/month + GST. Cancel anytime.
We're building AFM in the open. Tell us what you'd like to see — features, tweaks, or bug reports.